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Mortgage Prequalification: Las Vegas, Centennial Hills and Summerlin Nevada home buying, real estate listings, and homes for sale in Clark County, NV

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Las Vegas, Centennial Hills and Summerlin real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Honey L.D. Borla & Associates, REALTORŽ, real estate agent and broker for Las Vegas, Centennial Hills and Summerlin Nevada home listings, property and land for sale - NUMBER1EXPERT(tm)

Honey L.D. Borla: Broker-Manager
Honey LD Borla & Associates - ERA Town & Country
9691 Trailwood Drive Ste 106
Las Vegas, NV 89134
Office: 702-796-8696
Direct: 702-860-5574
Fax: 866-468-0335
Email: Honey.Borla@ERA.com
As the group leader, trainer, and driving force of the Honey Borla Group, Honey manages the group operations, as well as creates and designs innovative marketing and customer service strategies. With 19 years of experience, including 5 years as a lender, Honey is currently in her 4th year as a Director for the Greater Las Vegas Association of Realtors and as State Director for the Nevada State Association of Realtors. Honey is a former By-laws Chair and, for the past 8 years, has provided her experience by being a member of the Professional Standards committee of the Greater Las Vegas Association. In 2004, Honey served as the state president for CRS, (Certified Residential Specialist). This national organization has a membership of approximately 140,000. This designation is comparable to holding a Masters degree in Real Estate. Honey is serving currently as the local chapter president of this organization.

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